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perceived health risks, expected benefits of regular care, and potential barriers such as
                  cost, convenience, or trust in service quality. While TPB also includes subjective norms
                  and perceived behavioral control, this study focuses exclusively on attitude for reasons of
                  parsimony and conceptual clarity. Subjective norms have frequently been found to be
                  weaker predictors of health-related intentions, while perceived behavioral control
                  conceptually overlaps with the perceived barriers constructed in HBM. Attitude therefore
                  provides a coherent mechanism through which health beliefs are translated into intention
                  in the family doctor service context.
                        2.2. Hypothesis development
                        Perceived susceptibility refers to an individual’s belief regarding the likelihood of
                  experiencing a health problem (Rosenstock, 1974). Prior studies generally suggest that
                  individuals who perceive themselves as more vulnerable to illness tend to evaluate
                  preventive health behaviors more positively (Ateş et al., 2021; Singh et al., 2025; Fang et
                  al., 2025). In Vietnam, the rising prevalence of chronic and lifestyle-related diseases has
                  increased public exposure to health risks (WHO, 2024). However, routine preventive
                  check-ups are not consistently practiced, even in urban areas, suggesting that perceived
                  vulnerability may not always translate into favorable evaluations of preventive services.
                  Whether perceived susceptibility shapes attitudes toward family doctor services in this
                  context therefore remains empirically unclear. Drawing on the Health Belief Model, the
                  following hypothesis is proposed:
                        H1: Perceived susceptibility has a positive effect on attitude toward health
                  behavior.
                        Perceived severity refers to individuals’ beliefs about the seriousness of a health
                  condition and its potential consequences for quality of life and daily functioning
                  (Rosenstock, 1974). Prior research indicates that when individuals perceive health
                  conditions as severe, they are more likely to value preventive healthcare and form
                  positive evaluations of protective behaviors (Singh et al.,2025; Ateş et al., 2021; Callow et
                  al., 2020). In Vietnam, concerns about late diagnosis and the long-term consequences of
                  poorly managed chronic diseases remain prevalent, particularly in primary care settings
                  (Nguyen et al., 2020). Recognizing the seriousness of such outcomes may therefore
                  strengthen favorable attitudes toward family doctor services. Accordingly, the following
                  hypothesis is proposed:
                        H2: Perceived severity has a positive effect on attitude toward health behavior.
                        Perceived benefits refer to beliefs about the effectiveness of a health behavior in
                  reducing health risks or improving health outcomes (Becker, 1974). Extensive empirical
                  evidence identifies perceived benefits as one of the strongest predictors of positive health
                  attitudes. Meta-analytic findings demonstrate that perceived benefits consistently show
                  strong associations with favorable evaluations of preventive health behaviors (Carpenter,
                  2010). In integrated HBM-TPB models, perceived benefits have also been shown to
                  significantly enhance positive attitudes toward proactive healthcare engagement (Fang et
                  al., 2025). In the context of family doctor services, perceived benefits include early
                  disease detection, continuity of care, personalized treatment, and long-term cost savings.
                  Despite these advantages, utilization remains limited in Vietnam, suggesting that the
                  attitudinal role of perceived benefits warrants further examination. Thus, the following
                  hypothesis is proposed:
                        H3: Perceived benefits have a positive effect on attitude toward health behavior.
                        Perceived barriers represent individuals’ assessments of obstacles that hinder


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