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group with a family income of 16 - 60 million VND/month. The survey results also show
that there is a small group of consumers who are willing to pay for the need to use green,

environmentally friendly industrial products. The remaining group (74%) who are not
ready to pay for their desire to use green, environmentally friendly industrial products
may be wondering about the interest rates of green credit products provided by banks,
lending policies and conditions, and repayment policies and conditions.
Table 6. Relationship between occupation and consumer answers II.12, II.13,
II.15 by descriptive statistical analysis

According to Table 6 and Figures 9, 10, 11 out of a total of 165 surveys, when
asked about whether they had ever used the bank's consumer credit service, the

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