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Perceived ease of use also significantly affects intention to use AI tools for learning
                  (Beta = 0.276). This is consistent with TAM and with Maheshwari [5], who found that ease
                  of use plays an important role in students’ intention to adopt ChatGPT in Vietnam. At the
                  same time, its weaker effect relative to perceived usefulness suggests that convenience
                  alone is not sufficient. Once students become familiar with AI tools, their judgments
                  increasingly depend on whether the tool is truly beneficial for learning rather than merely
                  easy to operate.
                        Trust in AI (Beta = 0.259) is another important determinant. This result is in line with
                  Duong [6] and Ngo et al. [10], both of whom highlight the relevance of trust in students’
                  AI-related behavior. In the context of learning, trust is especially salient because students
                  must decide whether AI outputs are credible enough to support academic tasks. The
                  present finding indicates that students’ willingness to use AI is strengthened when they
                  believe the technology can provide reasonably reliable and meaningful assistance.
                        Social influence is also significant, although it is the weakest predictor in the model
                  (Beta = 0.227). This does not mean that the social environment is unimportant; rather, it
                  suggests that peers, instructors, and prevailing academic norms help legitimize AI use but
                  are somewhat less decisive than perceived value and personal capability. This finding
                  remains consistent with UTAUT and with recent work on AI adoption in higher education
                  [9,10]. In other words, students are affected by the views of important others, but their
                  own evaluation of usefulness, confidence, and trust still plays a more direct role.
                        Taken together, these results clarify the study’s contribution. First, unlike studies
                  that focus narrowly on ChatGPT, the present article addresses the broader category of AI
                  tools for learning, which better reflects current educational practice. Second, by
                  integrating TAM, UTAUT, and TPB-related constructs in one direct-effects model, the
                  study shows that technological, social, and learner-related factors all matter
                  simultaneously. Third, the high explanatory power of the model (adjusted R² = 0.805)
                  indicates that this integrated framework provides a robust baseline for understanding AI
                  adoption in Vietnamese higher education, even though more advanced approaches such
                  as CFA or SEM could extend the analysis in future work.
                        5.2. Practical implications
                        The findings have several implications for higher education institutions in Vietnam.
                  First, universities should not promote AI use in learning through general encouragement
                  alone. Because perceived usefulness is the strongest predictor, institutions need to
                  demonstrate concrete academic value through discipline-specific examples, practical
                  workshops, and classroom tasks that show how AI can support learning without replacing
                  critical thinking.
                        Second, universities should invest in building students’ AI self-efficacy. Training
                  should focus on practical skills such as writing effective prompts, evaluating outputs,
                  verifying information, and using AI ethically in different academic activities. This is
                  especially important because confidence in using AI significantly strengthens intention to
                  use it.
                        Third, institutions should establish transparent and responsible guidelines for AI-
                  supported learning. The significance of trust in the model suggests that students’
                  willingness to use AI depends partly on whether they see the technology as sufficiently
                  reliable and legitimate in academic contexts. Clear rules on verification, citation,
                  acceptable use, and academic integrity can therefore support adoption while reducing
                  misuse.


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