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THE EFFECTS OF PERCEIVED AUTONOMY AND ANTHROPOMORPHISM ON
                                                RESISTANCE INTENTION:
                   THE MEDIATING ROLE OF INTRUSIVENESS RISK AND PRIVACY DISCLOSURE
                                 RISK IN VIETNAM’S VIRTUAL STREAMER CONTEXT


                                                                            3
                                                          2
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                         Pham Van Tuan* , Le Trong Vinh , Ho Quynh Trang , Nguyen Thi Hai Yen ,
                                          1
                                                       Vu Duc Manh  5
                                        1, 2, 3, 4, 5 National Economics University, Hanoi, Vietnam.
                                                (*E-mail: phamvantuan@neu.edu.vn)

                                                            ABSTRACT
                        The rapid growth of ecommerce has driven businesses to increasingly adopt virtual
                  streamers as innovative alternatives to human hosts in livestreaming activities. This study
                  develops a research model to explore the factors influencing consumer resistance toward
                  this emerging technology by focusing on the tension between interaction quality and
                  cognitive risk evaluations. The research model incorporates five key components: (1)
                  Perceived autonomy, (2) Perceived anthropomorphism, (3) Intrusiveness risk, (4) Privacy
                  disclosure risk, and (5) Resistance intention. Data was collected through a structured
                  survey resulting in 389 valid responses from users across Vietnam. The study investigates
                  how these factors shape the psychological evaluations and behavioral responses of
                  consumers in the digital commerce landscape. The findings reveal that perceived
                  anthropomorphism significantly increases both intrusiveness and privacy disclosure risks,
                  while perceived autonomy heightens intrusiveness risk without significantly affecting
                  privacy disclosure risk. Consequently, these elevated risk perceptions act as the primary
                  drivers of user resistance intention. The results also highlight significant differences in
                  user perceptions based on education and income levels. Based on these insights, the
                  authors propose strategic recommendations for businesses and platform providers in the
                  Vietnamese market to effectively integrate artificial intelligence while balancing
                  technological innovation with user trust and data security.
                        Keywords: Artificial intelligence; consumer behavior; resistance intention; virtual
                  streamer.


                        1. Introduction
                        On a global scale, livestream commerce has increasingly established itself as an
                  emerging trend in the retail sector, driven by the convergence of real-time streaming
                  technologies and highly interactive shopping experiences for consumers (Chen et al., 2023;
                  Yun et al., 2023). In this context, the rapid advancement of artificial intelligence has
                  opened new opportunities for this industry, particularly through the emergence of virtual
                  streamers (Gao et al., 2025). Virtual streamers are defined as human-like digital entities
                  created through advanced technologies and endowed with a certain degree of autonomy,
                  enabling them to perform the role of livestream hosts through AI-driven algorithms
                  (Zhang et al., 2024). Beyond their increasing practical application, virtual streamers have
                  also attracted growing scholarly attention in recent years (Chen et al., 2025). Existing
                  studies on virtual streamers can generally be categorized into two primary approaches:
                  streamer-centered and consumer-centered perspectives (Chang et al., 2025). From the
                  former perspective, scholars focus on how specific attributes of virtual streamers, such as

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